Dogs Now Covered by Progressive Insurance

Pets injured in car accidents are now covered under an insurance company’s new policy at no additional charge.

Posted: September 13, 2007, 5 a.m. EST

Progressive insurance company expanded their collision insurance coverage this month (Sept. 2007) to cover pets who are injured in car accidents, regardless of fault.

The insurance company will pay up to $500 if a customer’s dog is injured or dies as a result of an accident. The pet coverage is included on collision insurance policies at no additional charge. Typical car insurance policies cover pets in the car of the person who did not cause the accident, but not the pets of the person who caused the accident, Progressive reports.

“Knowing that most people see their pets as family members, this just felt like the right thing to do,” says Geoff Souser, product manager for Progressive.

The pet coverage is currently available in 46 states, and the District of Columbia. Dogs do not have to be kenneled or restrained in the vehicle in order to be covered under the new policy, but owners should always take proper safety precautions for dogs riding in cars.

“It’s too early to say at this point,” Souser says of customer feedback, “but we hope our customers will be pleased. We think they will appreciate the fact that Progressive understands how much their pets mean to them and is ready to help in case their dog or cat is injured in a collision.”

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Give us your opinion on Dogs Now Covered by Progressive Insurance

Eve Metuchen, NJ

7/3/2009 10:41:44 PM

If you have a motorcycle and yoiu have Progressive insurance is your pet sitll covered.

Katie Suwanee, GA

11/24/2007 12:51:37 PM

Its nice to know your insurance covers your pet as well as your car.

Ericka Nutley, NJ

10/16/2007 9:44:41 AM

I think this is a great idea, since I do consider my dog to be my fur child! I recently switched from All State to Progressive, not knowing about this, but I just had too many problems with the other company! So now I am even more excited that I have an insurance company that will provide coverage for my fur child.

Trisha Raleigh, NC

9/20/2007 11:21:00 AM

This is great. Kudos to Progressive for being the first. Also, did you know that most dog seat belts are not crash rated and that crates are dangerous? I recently bought two ruff rider harness for my retrievers which are crash rated to human seat belt standards. Champion K9 and maybe one other are crash rated. Do some research. Maybe Progressive can give slight discounts to owners who buckle up their pets.